By Consumer Product Protection

04/28/2017 Your home is a place where you wanted everything and everyone secured and safe. However, there are instances that accidents happen. Appliances break, equipment malfunction, HVAC not working properly, and even damages caused by natural disasters – these are just some of the examples! Good thing today that there are companies who offer home protection services to ensure safety and efficiency at home. As a property owner, you need to consider contacting a home warranty company.


Home Warranty: What it is and how it Works?
A home warranty is a contract which covers repairs or replacement of appliances and other home systems due to failure, age, and damages. Kitchen appliances, plumbing, broken furnace, HVAC, electrical systems, and washers can be covered by a home warranty.


So, how does a home warranty work?
When one of your appliances failed to work, the first thing to do is call a qualified service technician to do the repairs. If the damage is due to age or conditions included in the terms of a home warranty, the technician will then do the repairs or replace the appliance with a new one for only the cost of your service call. This can definitely save you thousands of dollars instead of spending again for a new purchase.
That is why efficiency and quality are factors both imperative in choosing the appliances you will have at home.


Is Home Warranty a Good Investment?
A home warranty company can help you save money in case you need repairs covered by the terms and conditions of the warranty. In addition, a home with a warranty can avoid the difficulty in finding qualified contractors. Therefore, this can be a good investment for homeowners.
A home warranty insurance provided by a reliable company can provide a fund for major repairs required after the sale is complete. However, there are exclusions and deductibles that you need to be aware of. Just make sure that when you sign a warranty, it gives you the coverage you need.



Tips on Choosing a Home Warranty Insurance
1. Choose a company licensed by your state. Trust and credibility is important when getting home warranty insurance. Therefore, you need to find a home warranty company that is licensed and adhering to the rules and regulations needed. Check the agency that issues the license to make sure there are no complaints against them or if there are issues with how they provide the warranty services.
2. Find a policy that warrants the coverage you need at a reasonable price. It’s also important that warranty is different from insurance. When dealing with an agency, make sure you’re aware of the fees included and the terms and conditions included.
3. Be clear on what appliances and home systems are included on the warranty. Before you sign a warranty plan, check if the terms it includes your appliances such as HVAC system, refrigerator, washing machine and dryer, dishwasher, and any other equipment that you think you can’t shoulder the repair fees.

4. Find out how the company manage and handle claims.
Dealing with a home warranty company requires a clear and open communication. Typically, the provider will send the technicians to your house to check and do the repair jobs. If there are any issues you are concerned of, they must be open on receiving and handling your questions.


5. Be sure to request the inclusion of a warranty. Read the whole contract and make sure you understand the terms and conditions. Ask the home warranty company what are included and excluded in the contract to avoid future issues.
Furthermore, checking reviews and testimonials online will give you an idea on how the company treat their clients.
Choosing the right Home Warranty Plan

Choosing the right plan and the perfect home warranty plans in is a tough decision to make. There are a lot companies today which are offering various warranty options. If you have are decided to get one for your home, check out our plans here. Consumer Product Protection is a top home warranty insurance company that offers services and plans to provide the coverage you need at a price that fits your budget.