As he grew into this role Roger was extremely successful in growing his book of business and decided his key strengths were in Originating Mortgage Loans. Roger moved to Bank of America Home Loans as Senior Mortgage Loan Officer in 2007, Roger was highly successful in his role as Mortgage Loan originator with Bank of America. In 2008 there was massive collapse in Housing Market and the entire Mortgage Industry was on a brink of collapse. Under the mandate of Federal Government and passage of Dodd Frank Law Bank’s imposed extremely stringent guidelines for home approvals and getting approved for home loans became nearly impossible for potential home buyers or home owners who needed to refinance their primary mortgage as Residential values plummeted overnight.

This presented huge challenge in the Mortgage Industry, as a senior mortgage loan officer Roger was quick to adapt to the changes and continued to be one of the top mortgage loan officers at Bank of America. Roger quickly learned and understood challenges faced by home owners during this time and ensured his clients were well informed of the changes in Regulations and took the time to ensure the community he served in were well informed including Realtors. Roger has earned great respect from his peers and management at Bank of America and in the community as one of the most reliable, trusted and honest mortgage loan officer they had experienced working with.

In 2013 Roger realized even though Mortgage Industry on the whole was improving banks overall were still struggling to streamline their processes and approval guidelines posing huge challenge for even the most strong and qualified borrowers. Due to Lender overlays and restrictions closing loans in timely manner was almost impossible and resulted in missing deadlines of the contracts impacting borrowers ability to secure the loan and timely closings. Roger began his mortgage experience in the late 90’s with Bank of America. He worked there for many years as a personal banker and then Mortgage Loan Officer. After about 20 years, Roger decided it was time to do something different. He became frustrated with through process and the overlays that big banks had. He decided that there would be a better way.