A and N Mortgage Services

Debt can make or break your mortgage dreams! 💸💼 From credit card balances to student loans, understanding how debt impacts your mortgage application is crucial. Lenders calculate your DTI by dividing your total monthly debt payments by your gross monthly income. A high DTI suggests a higher risk of default, making it harder to qualify for a mortgage or secure favorable terms. Check out our newest blog at the link below for expert insights and tips on navigating debt when applying for a mortgage. https://lnkd.in/gjbAmF56 #ANmtg #chicagolender #debt #dti

Honored and thrilled to announce that A and N has been nominated for the 2024 Mortgage Lender by the Scotsman Guide! 🏆 This recognition reflects our commitment to excellence and dedication to helping our clients achieve their homeownership dreams. Thank you for your continued support! 🙌

Thinking about buying a home or refinancing? Understanding your Loan-to-Value Ratio (LTV) is key! 🗝️ Here’s what you need to know: What is LTV? It's the percentage of the property's value that you're borrowing. Why it matters: A lower LTV can get you better interest rates and avoid the need for private mortgage insurance. How to improve it: Increase your down payment or consider a property within a lower price range. Want to learn more? Head to the link below. https://lnkd.in/gfBEAHVN #ANmtg #chicagolender #chicagorealestate #loantovalue #LTV

Today, we pause to reflect and honor the brave men and women who have made the ultimate sacrifice for our freedom. On this Memorial Day, let us remember the courage and dedication of those who served our country and paid the highest price. ❤️🤍💙 Wishing everyone a peaceful and reflective Memorial Day. Let's honor them not just today, but every day. 🇺🇸

Have you been thinking about buying your own home but are confused about the process and all that goes into it? Don’t worry; we’ve got you covered. Here’s a simple breakdown of what to expect: 1. Get Preapproved 2. Choose a trustworthy Realtor and start house hunting 3. Offer gets accepted 4. Gather documents and submit your application 5. Order an inspection and your Lender will order an appraisal 6. The Underwriter will go through your application to give you final approval 7. Closing From the preapproval process to the closing table, we will be there for you every step of the way. Head to the link below to learn more. https://lnkd.in/gfy--Bph #ANmtg #chicagolender #chicagorealestate #homebuying #mortgageprocess

A heartfelt thank you to Mary for leaving us a fabulous 5-star review! 🎉 Your feedback highlights the dedication and hard work our team puts into making every mortgage experience smooth and stress-free. It's customers like you that make our job truly rewarding. #ANmtg #fivestarreview #testimonial #chicagolender

Are you dreaming of buying a high-value property but find that the price exceeds conventional loan limits? A jumbo loan might just be your ticket to unlocking the door to your dream home! Swipe through our carousel to demystify the world of jumbo loans. #ANmtg #chicagolender #chicagorealestate #jumboloan

Today, we celebrate the amazing women who nurture, inspire, and guide us. Whether you're a mom, stepmom, grandmother, aunt, or motherly figure, your love and dedication shape the world in ways both big and small. Thank you for your endless patience, wisdom, and the countless sacrifices you make every day. 🫶

Heading to an open house soon? Make sure you're fully prepared to scout out your potential dream home with these quick tips: 🏡 Choose an experienced Realtor you trust 🏡 Get preapproved to know your budget 🏡 Prepare questions 🏡 Know what you’re looking for To check out more tips, head to our newest blog. Link below. https://lnkd.in/g5asuKDP #ANmtg #chicagolender #chicagorealestate #househunting

Navigating the housing market on a single income can be challenging, but it's definitely achievable with the right strategy and planning. Here are some bullet point tips to help you make that dream a reality: Budget Wisely: Before you start looking, know exactly what you can afford. Get pre-approved for a mortgage to understand your buying limits and to make your offer more attractive to sellers. Credit Score Focus: Boost your credit score by paying down debts and avoiding new credit lines. A higher credit score can secure better mortgage rates. Check out our blog in our link in bio below for more tips! https://lnkd.in/g2TvqCtc #ANmtg #chicagolender #chicagorealestate #solohomeowner #soloincome