Fragasso Financial Advisors is a Pittsburgh PA-based, employee-owned financial planning and investment management firm. We are primarily a fee-based investment management firm. Our clients consist of individuals, families, business owners, corporations, non-profits and endowments. We assist our clients with a variety of financial planning services, including: retirement planning, educational funding, charitable gifting strategies, tax strategies, business succession planning, life insurance, estate planning and long term care planning. Providing the deep resources of a large firm while maintaining a total focus on the unique needs of clients and their families has always been a critical part of the mission that Chairman and Chief Executive Officer, Bob Fragasso, had in mind from the beginning. Fragasso Financial Advisors employs approximately fifty professionals with 5 offices which are located in downtown Pittsburgh, Beaver, McMurray, Wexford, and at the Shoppes at Cool Springs. ____ Investment advisory products and services offered through Fragasso Financial Advisors, a registered investment advisor. Securities offered through Private Client Services, Member of FINRA and SIPC. Fragasso Financial Advisors and Private Client Services are unaffiliated entities. Fragasso Financial Advisors is a Securities Exchange Commission registered investment advisor located in Pittsburgh, Pennsylvania. Fragasso Financial Advisors and its representatives are in compliance with the current filing requirements imposed upon Securities Exchange Commission registered investment advisors by those states in which Fragasso Financial Advisors maintains clients. Fragasso Financial Advisors may only transact business in those states in which it is registered or qualifies for an exemption or exclusion from registration requirements. Please consult with Fragasso Financial Advisors for further clarification of state registrations.
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We will soon experience the largest generational wealth transfer in history. How can you maximize your heirs' inheritance? #wealthtransfer #generationalplanning #taxplanning
While you may be familiar with the in-house portfolio management department at Fragasso Financial Advisors, you may not be with the extended Investment Committee at the firm. The Fragasso Financial Advisors Investment Committee is a group of tenured professionals of the firm that consists of our portfolio management team, serving as the decision-making body for various high-level portfolio management decisions, senior executives, and a rotating group of financial advisors. The Investment Committee is a huge benefit to our clients. It promotes a team-based approach where decisions are not made in a vacuum. This stands in stark contrast to many other firms where portfolio decisions are made unilaterally and often without input from others who may have differing views.
Investors are curious about the presidential election's impact on investment markets. However, historical data indicates that elections themselves don't significantly influence markets in the short or long term. Instead, factors like corporate earnings, interest rates, and international trade data have a more substantial impact on market direction. Don’t be spooked by political rhetoric and controversy.
As an asset class, emerging markets have been a perennial laggard compared to the S&P 500 for years and shunned by investors. To a certain extent, investors have a hard time understanding why this asset class may be an important component to many diversified portfolios. Understanding how emerging markets may play a role in a diversified portfolio is critical to investors for the five key reasons that we list in our latest blog.
As we reported in our last issue of The Advisor, the Pittsburgh Public Schools (PPS) district’s high schools have added a personal financial management course open to all students. Over 500 students are currently enrolled in the inaugural semester that was capped with members of the FPA, CFA and Fragasso Financial Advisors. Read on for an update on this new initiative.
At this time of year, people take the opportunity to focus on self-improvement by setting new goals and habits. This could range from improving one’s health to one’s financial goals. For those looking to improve on financial goals, like cutting down on spending, eliminating debt and developing a savings plan, creating a budget is a great place to start. Whether you’re saving for a dream vacation or your retirement, creating and sticking to a budget is key. The trick is to find out which method is best for you in helping track your finances.
In honor of Mother's Day, let's talk financial planning for women. Women are earning more and are taking a more active role in their finances. #financialplanningforwomen #investingforwomen
As a non-profit, if your organization has been fortunate enough to partition some of your assets into an endowment or investment account, it is imperative that you establish an Investment Policy Statement (IPS). Once the IPS is created, it is not a static document. It should be reviewed annually to make sure the elements it contains are still viable to the organization. Before we go into the details, lets define the important elements of an IPS.