Serving Houston, Texas, since 1998, Advanced Financial Concepts offers expertise in managing and increasing retirement income. When working with Advanced Financial Concepts, clients learn how to transfer IRAs and 401Ks to family members without burdening them with taxes. Clients also come to understand profitable alternatives to certificates of deposit (CDs). Established, owned, and operated by financial planner Justin F. Shaw, Advanced Financial Concepts maintains a number of leading industry awards, including a 2010 Five Star Wealth Manager recognition that identifies the top 2 percent of planners in the Houston area. At Advanced Financial Concepts, Justin F. Shaw and his team’s central objective is to create wealth for clients using innovative, nontraditional strategies and systems that don’t require them giving up choice or control. The firm offers a variety of approaches to optimizing, protecting, and empowering customers’ financial, human, and intellectual assets, thus allowing them to lead their lives with greater balance, confidence, and clarity. As a financial professional for nearly 20 years, Mr. Shaw understands the many problems that people saving for retirement face, including market instability and rising taxes. As such, he and his team advise their clients at Advanced Financial Concepts that traditional retirement planning does not often yield the same results as it once did— and that they have a number of other options available. Justin F. Shaw of Advanced Financial Concepts commands significant wealth management experience and credentials. He holds the Institute of Business and Finance’s Certified Funds Specialist accreditation, the International Association of Registered Financial Consultants’ Registered Financial Consultant certification, and membership in the National Ethics Bureau. Advanced Financial Concepts maintains affiliations with the Better Business Bureau, the National Association of Insurance and Financial Advisors, and the Greater Houston Partnership. Learn more about Advanced Financial Concepts at www.afchouston.net.