Five Rings Financial

Five Rings Financial is an independent financial services firm in Littleton, Colorado, helping individuals, families, and business owners prepare for retirement and protect the people who depend on them. Founded in 2004 by Mike Wilk, the firm was built on a simple belief: financial education changes lives. That is why its approach is education-first rather than product-first, through live events, workshops, and one-on-one appointments that explain how money works before any recommendation is made.

The firm focuses on retirement planning and financial protection for Middle America. Core services include fixed indexed annuities for retirement income, tax-optimized retirement strategies, life insurance with living benefits that can be accessed during a terminal, chronic, or critical illness, mortgage protection, business planning, and indexed universal life (IUL) strategies for children. Because its agents are fully independent, they can compare options across multiple carriers and financial institutions instead of being tied to a single company or product.

Clients describe the process as relaxed and transparent, with no pressure. Each plan starts with understanding the client’s goals, concerns, and timeline, whether they are just learning the basics or reviewing existing coverage close to retirement. With more than 150 years of combined industry experience on the team, Five Rings Financial serves clients across Colorado and beyond.

The firm also offers flexible full-time and part-time careers in financial services, with mentorship, ongoing training, and an earn-while-you-learn program for new and experienced professionals.

All products and strategies are subject to individual qualifications, underwriting approval, and applicable terms.