A strong relationship with a competent, caring and thorough independent investment advisor is the best way for you achieve your most important financial goals. At the same time, you want the convenience and comfort of world-class client service. Jordan Dechtman Wealth Management structures its business around your needs, desires and objectives while being careful to maintain objectivity by remaining an independent investment advisor.
A key part of the independent investment advisor work is providing strategies to bring greater degrees of security to successful individuals – assisting them to live out a dream, or to live in a better way with more opportunities for fun and family time. Serving clients as an independent investment advisor allows selection from the best partners available – no matter which firm they work for. In other words, you get client focused products and services as opposed to corporation driven products and services levels.
Establishing a relationship with a trusted and knowledgeable independent investment advisor is an important decision, one that takes time and deserves careful consideration. Navigating the overwhelming number of financial products and services has become even more difficult, increasing the need to seek professional guidance from an independent investment advisor. Knowing that you consistently receive sound financial advice that is in your best interest and that you fully comprehend is a critical in choosing your independent investment advisor.
Let The Shopping Begin!
The flip side of your saving and investing plan is your spending plan – otherwise known as your budget. Few things challenge our best expense-control intentions than the holidays and the desire to give our loved ones, our community and ourselve... Read More »
Year-End Is The Time To Review Risk
Start the new year off with some peace of mind with an insurance checkup. Today we will take a closer look at homeowners insurance, an important component of your holistic financial picture.Has your homeowners coverage kept up with your home’s ... Read More »
Important Tax Deadlines
It’s almost time to throw away that 2010 calendar. As you put birthdays, anniversaries and other important dates on your new calendar, you might want to include reminders about certain retirement tax deadlines throughout the year.Dec. 31, 2010 ... Read More »
Heirs Can Be Ill-Prepared to Receive an Inheritance
A 2007 survey by Putnam Investments found that most people who inherit money or property had no previous indication they would receive anything from a relative or friend’s estate, and less than 20 percent knew what to do with it when they did r... Read More »
Working Longer Has Its Benefits
The number of retirees feeling “very confident” that they have sufficient assets to maintain their lifestyle in retirement has dropped by approximately 50 percent in the past two years, from 41 percent to 20 percent, according to the 2009... Read More »
No Cost of Living Adjustment For Social Security Recipients in 2011
The Social Security Administration announced last week that for the second consecutive year, the nation’s 58 million Social Security recipients will not receive an automatic inflation adjustment or cost of living adjustment (COLA) to their mont... Read More »
Gift Tax Changes Uncertain
As the year of no estate tax nears to a close with no action from Congress, we face the possibility that the Bush tax plan will be allowed to play out and the estate tax will return with a vengeance in 2011 with a 55 percent rate and $1 million exemp... Read More »
Time To Prepare Your Tax Planning Strategies
The fourth quarter has begun! Time to start getting your financial information in order to prepare your 2010 tax return.As the end of the year approaches, you and your tax advisor will be looking at your earned income, capital gains and losses (reali... Read More »
Your Life Insurance Needs Will Change
September is Life Insurance Awareness Month, a campaign coordinated by the nonprofit LIFE Foundation in response to growing concern about the number of Americans who lack adequate life insurance protection. According to LIFE, approximately 70 million... Read More »
Health Care Costs: Estimating Your Financial Need During Retirement
Premiums for Medicare prescription drug coverage, known as “Part D,” will increase only about $1 to an average of about $30 a month in 2011, according to the U.S. Centers for Medicare and Medicaid Services. By contrast, AARP reported last... Read More »
Managing The Flow Of Your Retirement Funds
During your working years, your retirement planning is fairly straight forward. The name of the game is to earn money, set it aside and nurture it to make it grow. Usually, the bigger your pool when you retire, the better. Our job as your financial c... Read More »
Your 401(k): Donâ€™t Be Tempted to Borrow From Your Future
A recent report from Fidelity Investments found that in the second quarter, 2.2 percent of participants in its 401(k) plans took hardship withdrawals, up from 2 percent a year earlier. Of those who took a hardship withdrawal a year ago, 45 percent to... Read More »
Talk With Your Financial Planning Coach About Your Goals For The Second Half of 2010
If you look at one year as a single game of finances, we’ve reached half-time. Time for a pep talk from your financial coach, a check of your goals and possibly some game plan adjustments for the second half.Retirement: Have you kept your resol... Read More »