At Santa Monica Mortgage Lender, we believe the journey to homeownership should feel just as seamless and refreshing as a walk along the pier. Launched on October 5, 2023, and built on leadership with over 20 years of industry experience since March 2003, we’ve made it our mission to simplify home financing for every borrower in Santa Monica and beyond.

We bring the perfect blend of experience, innovation, and local insight—delivering mortgage solutions that are fast, flexible, and 100% online. Whether you’re buying your first beachfront condo, refinancing your forever home, or seeking a second opinion after a loan denial, we’re here to make it happen—with competitive rates, clear communication, and a client-first approach every step of the way.

At Santa Monica Mortgage Lender, we do more than process paperwork—we create peace of mind, unlock possibilities, and open doors to your future by the sea.