89 Main Street, Montpelier, Vermont, 05620, United States
Phone: 802-828-2470
Email Vermont Short Term Loans State Info Board and Registry
Established January 2023
In the state of Vermont, payday loans, often referred to as
short-term, high-interest loans, are illegal under the Small Loan Act.
This regulation, enacted by the Vermont Legislature, prohibits lenders from
offering payday loans with exorbitant interest rates and predatory terms. As a
result, Vermont residents are spared from the burden of exorbitant fees and
interest rates that can trap borrowers in debt. According to the Vermont
Department of Financial Regulation, there were zero licensed payday lenders in
the state as of the latest data available.
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